Wow !!! What a crock of shit, if you'll pardon my words. I really wish I could help Karen, but like Brian I have health issues (going in for heart surgery on the 17th of this month). All I get is a small UK pension which is simply not enough. Fortunately my wife can support us. Please pass on my sincerest regards to Brian who I know is a fellow editor. If I could help I would in a heartbeat. Sorry.